For the Nonprofits:
We all have our reasons for donating around the holidays, but nonprofits need funds all year round to continue to continue to serve the community. Many nonprofit organizations struggle with fundraising after the holidays. Gift Card Giving Day provides a new and innovative way for nonprofits to increase donations especially in the first quarter. With $44 billion in unused gift cards floating around since 2008, your organization can tap into this new donation stream to raise funds. Here is how.
For the Donors:
Gift Card Giving Day (GCGD) is a day dedicated to making a difference. Individuals are given the opportunity to donate unwanted gift cards/merchandise credits to nonprofit organizations participating in the Gift Card Giving Day program. Gift Card Giving Day emerged from the desire to provide nonprofits with the opportunity to tap into the overwhelming amount of gift cards that go unused each year. With a projected $750 Million in gift cards going unused this year (and $44 billion since 2008), there is an opportunity for nonprofits to utilize these gift cards and help those in need. Gift Card Giving Day, powered by GiftCards.Org, gives donors the ability to get rid of their forgotten and unused gift cards and donate them towards a good cause.
The first annual Gift Card Giving Day will be held on January 21st, 2015. Mark your calendars for a day of giving!
If you are interested in donating a gift card to a participating nonprofit, please follow the simple instructions below:
How to donate your unwanted gift cards/merchandise credit:
American Express Bluebird Card Review:
The American Express Bluebird card is available, exclusively, at Walmart.
Check the balance of your American Express Bluebird card online.
Activate the Bluebird card per instructions on the card. You must verify your e-mail address before you can activate your Permanent Bluebird Card.
Step 1 – To get started, you need to make sure you have the following:
• Your Bluebird Account is active: This means that you have successfully signed up for the card and registered it online.
• Your Permanent Card is activated: If you picked up a temporary card at a Walmart store and registered it online, you have to wait for the permanent card to be mailed to you, which you have to activate, before you can begin the direct deposit process.
• Your employer or payroll department offers this service: Check with your Human Resources Department or the payroll provider for your job to make sure that they offer Direct Deposit. Some employers don’t offer the service, which means you will not be able to add funds to your Bluebird account using this method. If you are requesting your government payment to be direct deposited onto your card, you should check with the government agency whether they offer direct deposit and how you can go about setting it up.
• Your direct deposit comes from a U.S. bank account: The Walmart Bluebird Card only accepts Direct Deposits from banks or credit unions based in the United States of America.
• The direct deposit does not exceed the maximum balance and monthly limits:As of the time of writing this article, you are only allowed to Direct Deposit a total of $100,000 to your card each year. Which means you can only send a maximum of $8,333 each month using this method. If your total monthly paycheck or government payments exceeds this amount, then you can only send $8,333 of it to your Amex Bluebird Card. Note that the limits stated above may be subject to change, so you should check with Bluebird’s website for the current limit to be sure. Click here to go there – scroll down to “Limits”.
Step 2 – Set up Direct Deposit online using instructions below:
a) Log into your Bluebird Account online or through the Bluebird Mobile App and click on “Add Funds” (see the image below). Click here to for Bluebird Login.
You can use your Bluebird Card for online, mail-order, or phone purchases with merchants that accept American Express® Cards. Be sure to have your 15-digit Bluebird Card number, the “valid thru” date, and the 4-digit security code on the front of the Card.
If you have a Temporary Card and have not yet received your Permanent Bluebird Card in the mail, please call 1 (877) 486-5990 to add your name and address in order to use your Temporary Card for online, mail-order, or phone purchases.
Sign up for the American Express Bluebird card on the bluebird.com website.
Once you receive and activate your Permanent Bluebird Card and set up a PIN, you can use your Permanent Card forATM withdrawals virtually anywhere around the world that accepts American Express® Cards, including ATMs atWalmart stores. If you wish to disable ATM access on your Permanent Card or on your linked Sub-Account Cards, see the Alerts, Controls, and Personal Information section. If you still have a Temporary Bluebird Card, you can use it forATM withdrawals for a limited time virtually anywhere in the US that accepts American Express® Cards, including ATMs at Walmart stores, but only once you register for a Bluebird Account and complete e-mail verification.
If you have forgotten your PIN or would like to edit your PIN, please log in to your Bluebird Account and click on “My Account”. Then click “Profile” to edit your PIN.
• Go to the Walmart register and request to add cash to your Bluebird Account.
• The money you tender at the register will be available in your Bluebird Account immediately.
• If you cash a check at your local Walmart, you can ask for the proceeds to be immediately added into your Bluebird Account. If you are a Bluebird Member, you can add a check directly to your Bluebird Account with the Bluebird Mobile App on your iPhone® or Android device. Certain Limits apply to the amount you can add to your Bluebird Account via the Bluebird Mobile App*. How to replace a lost or stolen American Express Bluebird card Call customer service immediately, 1 (877) 486-5990. You will be issued a replacement Card at no charge with a value equal to the Available Balance on your Card at the time you notified American Express. If you have not yet registered for a Bluebird Account or verified your e-mail address, no refunds will be provided for amounts debited from your lost or stolen Card before you have notified. Once you have registered for a Bluebird Account and verified your e-mail address, you will not be held responsible for any fraudulent charges made using the Card.
If you have a funding source linked to your Bluebird Account, you should immediately contact your bank or employer directly and open a dispute claim on any unauthorized withdrawals.
You can use your Bluebird Card for online, mail-order, or phone purchases with merchants that accept American Express® Cards. Be sure to have your 15-digit Bluebird Card number, the “valid thru” date, and the 4-digit security code on the front of the Card. If you have a Temporary Card and have not yet received your Permanent Bluebird Card in the mail, please call Customer Service, 1 (877) 486-5990¸ to add your name and address in order to use your Temporary Card for online, mail-order, or phone purchases.
Log in to your Bluebird Account online or through the Bluebird Mobile App, and click on Pay a Bill. If you’ve already added the payee — business or individual to be paid — simply click on the payee you would like to pay Provide the information requested and Submit
American Express Serve Card Review: No credit check, no activation fee, and no minimum balance. Accepted worldwide.
The American Express Serve Card is sold at participating locations for the following retailers. Click to find the retailer locations nearest you.
• Duane Reade
• Family Dollar
• Fred’s Super Dollar
• Office Depot
You can check your balance online, call customer service at 1-800-954-0559 or on your smart phone.
American Express Serve Mobile App
Use the American Express Serve Mobile App to check your balance and recent transactions, pay bills on the go, and send money to family or friends.
No activation is necessary. If you purchased a temporary card you can go online to get your personalized Serve card.
Yes, don’t wait to cash your paycheck or government benefits.
Get an American Express reloadable prepaid account online
Yes, find an ATM near you
You may withdraw money for FREE from over 23,000 MoneyPass® ATMs in the US. If you withdraw money at a non-MoneyPass ATM, you will be charged a $2 fee to your Account at the time of withdrawal.3 In addition, ATM operator fees may apply.
Add money and use your Card for everyday purchases Add cash at the register for FREEacross 15,000 CVS/pharmacy® stores and participating 7 ELEVEN® locations. Or, you can add money with Direct Deposit, a bank account, or a debit or credit card.4 Then, use your Account to pay bills, buy groceries, and shop virtually anywhere American Express® Cards are accepted.
Mobile Check Capture
You can add checks into your American Express Serve Account using the American Express Serve® Mobile App.2 Take a picture of the front and back of the check and add to your Account.
If your Card is lost or stolen, you won’t be responsible for fraudulent Card charges. Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions. Contact customer service at 1 800 954 0559.
Easily Pay Bills Online
Pay bills like your car payment or phone bill online. You’ll save time and postage by paying bills electronically (electronic transfers take as little as two days) and by storing payee information.
Vanilla Visa Card Review:
Find a Vanilla Reload Network retailer at one of these select locations or go tovanillareload.com to find more locations near you.
You can check your account history by either logging into your online account or by calling Customer Care 1-877-429-8140.
When your Card arrives, simply call 1-855-686-9513 to activate or go online and create your account. Follow the printed activation instructions that arrive with your Card.
Yes, Log in to your account to set up direct deposit.
Apply for your MyVanilla Visa online
Yes, you can load a maximum of $500.00 per day onto your Card, and there is a $2,500.00 total maximum deposit limit per day from all deposit sources (loads and ACH direct deposits). The daily ATM withdrawal limit is $400.00. Please review the online Cardholder Agreement for the most up–to–date information about your MyVanilla Card.
Visit vanillareload.com or call 1-877-429-8140 to apply the funds to your Card. All you’ll need is your prepaid card number and the PIN located on the back of your Vanilla Prepaid Reload.
You should sign the back of your Card upon receipt for your protection. Report a lost or stolen card immediately by calling Customer Care at 1-855-686-9513. Please refer to the Cardholder Agreement provided with your Card for additional details.
Yes, you can set up reoccurring payments
Walmart MoneyCard Review:
Walmart Money Cards are available at all Walmart locations, as well as, online.
You can get your exact, up-to-date available balance delivered to your cell phone at any time by simply sending them a short text message. To do so, please follow the instructions below:
Send a text message “Bal XXXX” to 96411 (WM411) where XXXX is the last 4 digits of your card number.
• Go to the send text message feature on your mobile phone
• Enter the text message “Bal XXXX” where XXXX is the last 4 digits of your card number
• Send it to 96411. Note that 96411 also spell out WM411
• Walmart MoneyCard Mobile will send a text message with your latest available balance
Activate your card by visiting the Walmart MoneyCard website, here.
Yes, direct deposit is available with the Walmart MoneyCard. Enroll online, here.
You can purchase a Walmart MoneyCard online at their retail website. To purchase, click here.
Yes, you can use your MoneyCard to get from an ATM or cash back. Also, there is no ATMwithdrawal fee at over 20,000 MoneyPass ATMs nationwide, $2 cash withdrawal fee at non-MoneyPass ATMs or tellers, $1 balance inquiry fee at any ATM.
Visit your local Walmart or Green Dot network retailer to load money onto your Walmart MoneyCard. To find the closest retailer, simply send a text message to Walmart MoneyCard Mobile (#96411) and they’ll send the closest reload locations to your cell phone – within seconds! Just follow the instructions below.
Send a text message “Loc ZipCode” or “Loc City State” to 96411 (WM411). Standard text messaging fees apply.
• Go to the send text message feature on your mobile phone
• Enter the text message “LOC XXXXX” where XXXXX is the ZIP CODE
• Send it to 96411. Note 96411 also spells out to WM411
• Wal-Mart MoneyCard Mobile will send back a text message with your nearest Wal-Mart locations.
Replace a lost or stolen card by logging into your online account or call customer service at 1-877-937-4098.
Yes, check out the Bill Payment Service Agreement for more information on the terms and conditions related to using your Walmart MoneyCard to pay bills.
NetSpend Card Review: Visa or MasterCard available
You can purchase a NetSpend Card online.
To check your balance for free, log in to your online Account Center, where you can see your balance, your deposits and transaction history. Or, sign up for Anytime AlertsTM to receive a text message including your card account balance, after every transaction. After you’ve signed up for Anytime Alerts, text the letters ‘BAL’ to 22622 anytime, and your account balance will be sent to your mobile phone. You can also check your balance for a $0.50 fee by calling our toll-free number 1-866-387-7363 or when making the inquiry at a participating ATM located in the U.S.
Activate your Netspend Card online.
Setting up Direct Deposit is easy, no matter where the deposit is coming from.
All or part of your paycheck can be directly deposited to your card account. Existing cardholders can log in to the online Account Center to print out a direct deposit form. Fill it out and give it to your employer. The form will include both a bank routing number (sometimes referred to as the ‘ABA Routing Number’) and your card account number. Your employer is responsible for making your paycheck available on your payday. NetSpend makes those funds available to you as soon as we receive them.
Do you want to get your Federal and State tax refunds faster than by mail? Just have them deposited electronically directly into your NetSpend card account.
• Pension and other regular payments
• Railroad Retirement Benefits (RRB)
• Defense Finance and Accounting Service Payments (DFAS)
• State unemployment benefits (Varies by state)
Fill out a quick online order form and they will ship you a personalized card! There’s no credit check and no upfront fees.
1. Insert your NetSpend card into the ATM. Look for a picture showing which way the card should face.
2. Choose your preferred language from the list displayed on the screen.
3. Using the numbered keypad, enter your Personal Identification Number (‘PIN’) and press Enter.
4. You’ll see a message stating how much the ATM operator’s fee is. You’ll be asked if you want to continue or cancel the transaction.
5. When asked what kind of transaction you want, select Withdrawal.
6. When asked what kind of account you wish to use, select Checking.
7. Select the amount of money you’d like to withdraw.
8. Most machines return your card before dispensing cash. Take your card.
9. Take the cash from the machine.
10. Be sure to take both your ATM receipt and your card.
Reload Netspend Prepaid Debit Cards at participating:
Western Union® agents
Find a location near you
Contact Customer Service via our toll-free number 1-866-387-7363
Pay your utility bills, rent, car loan – even pay a friend – using any of our fast and secure online Bill Pay services. Using these services is:
Easy: Online directions walk you through the steps to pay a bill Convenient: No more writing checks or standing in line for money orders, and no more stamps and associated mailing costs
Safe: Your money is sent electronically using the highest level of security
Flexible: You decide which bill pay option works best for you We give you different ways to pay your bills online, depending on how and when you need to pay.
Log in to learn more about Paying Bills.
Visa RushCard Review:
The RushCard Live is a reloadable prepaid Visa debit card that you can use anywhere Visa debit cards are accepted. The card is reloadable and you can receive a personalized card with your name on it. Use it to shop online, pay bills, and make all your purchases. Your registered card is safer than cash. You can pick up a card now at thousands of retail locations nationwide. FIND LOCATION
You may check your balance and transaction history online 24/7 by logging into your online account here. You may also call customer support at 1-888-569-7730. There is no charge to check your balance online or over the phone. You can set up Account Alerts, a special feature that allows you to receive your card balance to your email, mobile phone, or both. Once you’ve registered your mobile phone number with us, you can request your balance at any time by sending the word “BAL” and the last four digits of your card number to 47874 (IRUSH). Carrier message and data rates apply.
Activate your RushCard Live
Yes, many employers notify the bank of PAYROLL direct deposits before your “official” payday. If RushCard receives early notice, it will be deposited on the card early. Ask your employer when they submit their direct deposit information to the bank. Your employer may not submit early every pay period.
The RushCard isn’t available online. You can pick up a RushCard Live now at thousands of retail locations nationwide. FIND LOCATION
Yes. You will select a 4 digit PIN when you activate your Personalized Card. You may withdraw up to $400 per day. Temporary Cards cannot be used at ATMs and we may blockATM withdrawals in some countries due to fraud or security concerns. PLEASE NOTE: if you purchased the card at a Financial Service Center, like Pay-0-Matic, you can access cash from ATMs with your Temporary Card. You can also access cash at participating retailers where you can request “cash back” with purchase transactions. You can complete an in-bank withdrawal (also called a teller cash withdrawal) from your RushCard Live. You may withdraw up to $400 per transaction with a maximum of $2,500 per day.
After successful identity verification, you can reload your Temporary Card by purchasing a MoneyPak®, enrolling in Direct Deposit, setting up an online reload from your bank, or reloading at participating MoneyGram and Western Union locations. Fees may apply for non-Direct Deposit reloads. CLICK HERE TO LEARN MORE.
If you lose your card or believe it to be stolen, you must immediately report this to customer service. Click here to report your card lost or stolen from your online account, or call 1-888-569-7730. We will cancel your card and a new card will be sent to you. A fee for a replacement card may apply. Please see your Cardholder Agreement for more information.
Yes, but only from your Personalized Card. You may also sign up for BILL PAY.
American Express Prepaid Card Review:
Buy a temporary card at retailers such as CVS/pharmacy, Duane Reade, Family Dollar, Fred’s Super Dollar, Office Depot, Sheetz or Walgreens.
Text “BAL” plus the last 4 Card number digits to 91315 (e.g. “BAL XXXX”), Data charges may apply. Visit the Website or call American Express Prepaid Card Customer Service at U.S. 1-866-207-7970 / INTERNATIONAL COLLECT 1-801-849-2000.
Activate your card by calling 1-866-207-7970. After you purchase a Card, you must also, register the Card, verify your email address and designate a personal password that you may use to sign in to the Website to check your Available Funds, view your transactional history (“Online Transaction History”), or designate a new Funding Source. You are responsible for keeping this password safe and you will need it every time you sign in to the portion of the Website that contains your personal Card data; we call this your Card Servicing Page.
Yes, you can have all or part of your paycheck added to the balance of your Card or to any Card(s) you ordered for someone else. Direct Deposit is a secure and convenient way to have funds automatically added to the Card each pay period. Please note, the Direct Deposit cannot exceed the $5,000 per Card maximum balance and monthly load limit. Please see the Cardmember Agreement for more details. How to use an American Express reloadable card to shop online You can use the card to make a purchase over the internet or by mail-order.
To purchase an American Express reloadable card online, go to the website. and fill out an order form.
Yes, the permanent American Express Prepaid Card can be used at an ATM. American Express does not charge an ATM fee for the first withdrawal in each calendar month. American Express charges $2.00 per ATM withdrawal thereafter, which is assessed against the Card balance. Please note: ATM owners/operators may charge their own fees for ATM transactions. The amount the American Express Prepaid Card User can withdraw depends on the available funds on the Card, but cannot exceed $400 per day. In the U.S., you can use the Card at most ATMs to access your available funds. If you plan on traveling internationally, please contact Customer Service at 1-866-207-7970 (International Collect 1-801-849-2000) to inquire about availability of ATM access abroad.
There are 3 easy ways to add money to the Card:
If the American Express Prepaid Card is lost or stolen, call Customer Service immediately at 1-866-207-7970 (International Collect 1-801-849-2000). We will replace your Card and transfer your remaining funds to a new Card at no charge. If you believe that an unauthorized transaction has occurred after your Card was lost or stolen, please call Customer Service at 1-866-207-7970 (International Collect 1-801-849-2000). You can also view the Cardmember Agreement. for more details in the section entitled Errors or Questions about Transactions related to the Card. If you funded the American Express Prepaid Card with a bank account, you will need to contact your bank immediately and open a dispute claim on any unauthorized withdrawals made to load the Card.
Yes, you can use your American Express prepaid card to pay bills, buy groceries, and shop virtually anywhere American Express Cards are accepted.
GreenDot Visa Card Review:
You can buy Green Dot Visa Cards at retailers such as 7-11, CVS, K-Mart, Radio Shack, Rite Aid, and Walgreens. However, many different retailers may carry Green Dot Visa Cards in their stock.
The fastest and easiest way to check your balance is by texting “BAL Last 4” to 43411 where “Last 4” is the last 4 digits of your gift card number. Text “HIST Last 4” to check your transactions. Before using this texting service, you’ll need to register your mobile number with Green Dot. Click here to register, or log into your account. Then, select Account Settings, Edit Contact Info, and enter your mobile number. They do not charge customers to receive a text message; however, data and message rates still apply from your phone carrier. You may also check your balance and transaction history online 24/7 by logging into your account at greendot.com.
You can activate your Green Dot Visa Card online by inputting the 16 digit serial number on the card and the 3 digit security code.
Yes, enroll by giving your direct deposit and bank routing numbers to your payroll or benefits provider.
You can purchase a Green Dot Visa Prepaid Card, here
Yes, you will select a 4 digit PIN (personal identification number) when you activate your Personalized Card. Visa may block ATM withdrawals in some countries due to fraud or security concerns. You may only withdraw up to $400 per day.
Swipe Reload at the register. Take your card and cash to any register at a participating retail location. The cashier will swipe your card and add cash directly to your card. A service fee of up to $4.95 applies. Keep your receipt.
Load cash on your Green Dot with MoneyPak or Cash Reload. Purchase one at participating stores nationwide. Adding cash is easy – find one of these products at the prepaid section, take it to the register, and load with cash for the amount of your reload. To apply the funds to your prepaid card, visit www.greendot.com or call 800-GREENDOT. A service fee of up to $4.95 will apply. Keep your receipt.
Take your Green Dot and pre-printed payroll or government check to any register at participating Walmart® locations (not available in NJ, NY, RI). The cashier will cash your check (check cashing fees apply). Swipe your card and add all or part of your cash directly to your card (load up to $1,000 at Walmart as long as you do not exceed the card load limits). A service fee of $3.74 applies. Keep your receipt.
Reload your Green Dot card directly from your bank, credit union, or other financial institution! Many banks offer the ability to transfer funds through a process known as ACHtransfer. You can load your card with the click of a button. Green Dot does not charge for this service, although your financial institution may charge a fee.
If you lose your Green Dot or believe it was stolen, you must immediately report your card lost or stolen, click here to report your card lost or stolen. You can also call 1-866-795-7597 to report your card lost or stolen. Visa will cancel your card and a new card will be sent to you. A fee for a replacement card may apply, please see your Cardholder Agreement for more information.
Yes you can, but only from your Personalized Card. However, it is your responsibility to make sure you have enough funds available on your Green Dot each time the recurring transaction is due. These merchants may suspend or cancel your service if you don’t have enough money left on your card when they attempt to charge the monthly payment. This could be dangerous if the recurring charge is for an essential service.