There have been a variety of scams people have fallen victim to when trying to redeem their gift cards. Here are a few tips and situations to help you avoid being ripped off of your money.

1. After purchasing the card immediately write your initials on the back of it in permanent marker.

When an unknowing consumer goes to use their gift card at the place of purchase, the cashier will switch the card with a different one containing no value. When the cashier tries to verify the card and the value is zero the consumer is out of luck. Don’t let this happen to you by just writing your initials on the back of the card you won’t be fooled by such a trick.

2. Scratch off the account & pin number on the back of the card & write it down while also registering your card online

Scammers will copy down the account & pin numbers off of cards in stores like Walgreens that sell gift cards to a variety of places like Olive Garden Best Buy, and Barnes & Noble. They will then call and look up to see when the card was activated and if so they will use the account number to shop online. If you card is registered to your name and you can prove ownership with the account and pin number you will be able to retain the value.

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