FirstMerit Bank is rolling out a no purchase fee Visa Gift card. The only spoiler is that the cards can only be purchased at FirstMerit’s Bank Branches and are not available online. This is exciting news for customers who live in Northeastern Ohio and Western Pennsylvania where the bank’s 158 branches are located.

Purchase fees on Visa and other bank issued gift cards are usually $4.95 so this is a huge savings, especially when you are buying a $25 or $50 gift card. You can choose from more than 50 designs (including a great selection of holiday designs).

The cards can be loaded with any amount from $5 – $500. And for an additional $5, you can get a gift card holder in form of a stuffed moose called Franklin. The only caveat with the FirstMerit Visa gift card is that there is a monthly maintenance fee after six months if there is still a balance on the card (they need to work on this – they should at least give a year if this is even necessary). On the whole, this is a great gift and a step in the right direction since purchase fees on gift cards are just inexcusable. Click here for details.