A prepaid gift card is as simple as using a credit card, only better. A prepaid card is an ideal gift to give your loved ones especially if you don’t know what to bring them. They serve as excellent birthday, thanksgiving, Christmas or even graduation gifts.

A prepaid VISA gift card is basically a credit card that has a predetermined limit on it. If you want to gift somebody a card for $500 you can set that as your limit. In such a case, the person you are gifting the card to can shop using the VISA card at any departmental or other type of stores. In effect, you will be buying the individual whatever he or she is swiping that card on. It is the same thing as giving somebody an envelope with money only this is a far more stylish and sophisticated method.

There is a range of six kinds of VISA prepaid cards.

There is the VISA travel money card. This is similar in concept as the gift card but is used primarily while traveling. You can set a limit on the card and make sure that you stay within a budget during your vacation. This is a far more convenient method of spending money. VISA cards are always more classy to have in your wallet also it doesn’t tie you down with change or any other related problem. For example, if you are on a vacation and there aren’t any ATMs around and you run out of cash! This could be an awful situation to be in. Having a visa travel prepaid card will ensure that such events never arise.

There is the Healthcare VISA prepaid card. This is a wonderful card to have which can be used only for your medical expenses even if it is only getting your prescription medicines from the drug store.

The VISA payroll card is an interesting concept. It can be used to pay out staff and other employees. It saves the trouble of handing them checks or cash. Thus us another way of saving paper.

If you are considering letting children handle credit cards, then a good idea will be to give them the VISA Buxx card. This way, you can keep track of all their spending right down to their last cent and not worry about them spending on the wrong things.

The VISA reloadable as the name suggests is a type of prepaid card that can be used more than once. The card can be charged over and over when there is a requirement of money.  Cards have made spending and carrying money extremely convenient and easy. One doesn’t have to worry about bulging pocket because of the size of their wallets or carry large purses to accommodate their wallets. VISA cards can be simply slipped into your pockets and no one will even notice.