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Difference between Visa Reloadable Prepaid Card and Visa Gift Card

This post explains the difference between a Visa Reloadable Prepaid card and a regular Visa gift card. Also scroll down to see our list of most popular Visa Prepaid Gift Cards that allow you to shop online, pay bills, and get money at ATMs among other features.

Is there a difference between the Visa Reloadable Prepaid Card and Visa Gift Card? This question was posed on Yahoo Answers recently and since I have seen the question asked a couple of times already, I did some research on the subject and here is what I found.Vince Young All- Access® Visa® Prepaid Card

While both cards are accepted anywhere visa debit cards are accepted, there are differences between the two cards that should be considered before buying.

  1. The Visa Gift Card is not “reloadable”. Once the initial value on a Visa Gift Card is spent, the plastic becomes worthless. On the other hand, the Visa Reloadable Prepaid card can be reloaded with cash several times over until the expiration date listed on the card.
  2. The Visa Gift Card can be purchased at many grocery stores or supermarkets without any precondition, such as age requirement or proof of ID. However, to purchase Visa Reloadable Prepaid Card, you must be at least 18 years of age and must provide a government issued ID.
  3. You can use a Visa Reloadable Prepaid Card to get cash at an ATM while the Visa Gift Card does not allow you to get cash at the ATM.
  4. The Visa Reloadable Prepaid Card also allows you to add money to the card through direct deposit of your wages, tax refunds, or other disbursements, such as social security, child support, welfare or other payments. This feature does not exist with the Visa Gift Card.

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Where to Buy a Visa Reloadable Prepaid Card (In-Person)

There are very few locations where you can buy Visa Reloadable Prepaid Cards in Person. We have listed them below. Scroll down to see our list of most popular Visa Prepaid Gift Cards that allow you to shop online, pay bills, and get money at ATMs among other features.

Below are stores that carry the Visa Reloadable Prepaid Card. As you can see, it is a much shorter list than the stores that sell the Visa Gift Card(Updated 10/26/2011)

You can buy a Reloadable Prepaid Visa Gift in Person at the Following Stores:

Walmart
ACE Cash Express
CVS
Walgreens
Safeway
Rite Aid
Source: Visa.com

The Most Popular Visa Prepaid Cards Online (Click here to see full list)

Walmart MoneyCard Visa® Prepaid Card

READYdebit® Prepaid Visa® Card

READYdebit® Prepaid Visa® Card

iTunes Gift Card Questions and Answers

Can I use a prepaid Visa gift card to open an iTunes account or pay for music on iTunes?

No, you cannot use any bank issued gift card (Visa, MasterCard, Discover, or American Express) to open an iTunes account or pay for music on the iTunes store. To open an iTunes account, you need one of the following: an iTunes gift card, a valid credit card, or a PayPal account. You can however use your prepaid Visa gift card or other bank issued gift card to buy an iTunes gift card from a retail store and use that to purchase music on the iTunes store.

Is a credit card required to purchase music on iTunes?

No, you do not need a credit card to purchase music on iTunes. You can use an iTunes gift card or a PayPal account connected to your bank account.

Can I redeem a US iTunes gift certificate or gift card if I live outside the US?

No, iTunes gift certificates and gift cards are valid for use only in the country in which they were purchased.

Source: Apple.com and Apple Customer Service

Email your gift card questions to editor@giftcardblogger.com and you will get a response within 24 hours. Your question may be featured on this blog.

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