This post explains the difference between a Visa Reloadable Prepaid card and a regular Visa gift card. Also scroll down to see our list of most popular Visa Prepaid Gift Cards that allow you to shop online, pay bills, and get money at ATMs among other features.
Is there a difference between the Visa Reloadable Prepaid Card and Visa Gift Card? This question was posed on Yahoo Answers recently and since I have seen the question asked a couple of times already, I did some research on the subject and here is what I found.
While both cards are accepted anywhere visa debit cards are accepted, there are differences between the two cards that should be considered before buying.
- The Visa Gift Card is not “reloadable”. Once the initial value on a Visa Gift Card is spent, the plastic becomes worthless. On the other hand, the Visa Reloadable Prepaid card can be reloaded with cash several times over until the expiration date listed on the card.
- The Visa Gift Card can be purchased at many grocery stores or supermarkets without any precondition, such as age requirement or proof of ID. However, to purchase Visa Reloadable Prepaid Card, you must be at least 18 years of age and must provide a government issued ID.
- You can use a Visa Reloadable Prepaid Card to get cash at an ATM while the Visa Gift Card does not allow you to get cash at the ATM.
- The Visa Reloadable Prepaid Card also allows you to add money to the card through direct deposit of your wages, tax refunds, or other disbursements, such as social security, child support, welfare or other payments. This feature does not exist with the Visa Gift Card.